Hi, thought I should open a new thread for my second query, which is about Paypal
I'd like to sell some items. They're taking up valuable space.
Most (but not all) are pick-up sized items. We've sold via pick-up before without problems.
However, the last time we sold anything, we were able to stipulate that payment should be
via Direct Deposit or Cash on collection. If we sell now though, we'd be required to accept
Paypal if that's how the buyer wished to pay.
I've read about buyers lodging false charge-back claims with Paypal after they've picked up the item.
We're not prepared to be scammed that way, which is why we haven't listed items for sale.
Advice on Ebay advises we should make a note of the buyer's licence plate number and even run off
a copy of the buyer's actual licence or other recent document containing the buyer's address, plus
their 'phone number/s, etc. Ebay advice also advises to obtain the buyer's signature on a dated
invoice.
But to what avail ? If the buyer lodges a false claim-back though Paypal and is successful, is ebay
suggesting we should physically challenge the buyer at their address ? That's not the kind of thing we do.
Anyway, it could be very dangerous to attend a buyer's physical address -- they might beat us up !
And they'd know where we live and could retaliate violently. What if we weren't home and they harmed
members of our family, or even our home itself ? In an extreme instance, couldn't such a scenario include
serious bodily harm or even murder ?
I've sought reassurance in Paypal's fine print, but the word 'discretion' disconcerts me a great deal.
It appears everything is at the mercy of Paypal's 'discretion'. For example, Paypal may or may not overturn
a false claim-back .. at its discretion. And if I sell a postable item and the buyer falsely claims they've not
received it -- again, Paypal might or might not withdraw the payment from my account and return it to the buyer
(or even freeze my account) at its discretion.
Nowhere within Paypal's fine print, am I able to find cast-iron assurance that my interests (and reputation) as a
seller will be safeguarded by Paypal. It seems to me that the Paypal 'guarantee' is open to interpretation .. at Paypal's
'discretion'.
I don't feel safe using Paypal. Is there anyone here who can persuade me it's safe to use Paypal ?